The reality today

Insurance brokers, captive managers, and intermediaries operate in a regulatory landscape shaped by IDD, local conduct rules, product governance, and financial crime obligations. Compliance gaps accumulate across jurisdictions and are difficult to find manually.

IDD and conduct obligations layer up

Insurance Distribution Directive requirements, local conduct rules, and product oversight obligations create overlapping expectations. Verifying your procedures cover them all is manual work, and gaps accumulate.

Product governance demands traceability

Product oversight and governance arrangements require evidence that target market assessments, distribution strategies, and customer outcomes are covered by your procedures, not parked in a policy document.

AML/CFT applies unevenly

AML/CFT requirements vary by jurisdiction and line of business. Some placements attract full CDD; others don’t. Gaps in your procedures are critical and hard to spot.

Multiple regulatory authorities

Brokers operating across jurisdictions answer to multiple regulators with different expectations. Maintaining consistent, gap-free procedures across FCA, CBI, JFSC, GFSC, and EU frameworks is a constant challenge.

Small compliance teams, big scope

Most mid-market brokers run lean compliance functions. Finding and closing compliance gaps needs to be efficient. It can’t be a second full-time job.

Insurer and MGA due diligence

Capacity providers and managing general agents scrutinise broker compliance maturity. Ad hoc evidence packs waste time and expose gaps in your procedures.

How GapSure changes this

You run your broking procedures through GapSure against verified regulatory knowledge. The analysis identifies compliance gaps across IDD, conduct, and financial crime requirements, and generates AI-drafted improvements for your team to review. Stronger procedures, returned with a full audit trail.

IDD and conduct gap analysis

You check your placement processes, documentation standards, and monitoring controls against verified IDD, conduct, and product governance knowledge. Coverage scores from Comprehensive to None, so you see where gaps exist.

Cross-jurisdiction gap identification

You see where your procedures fall short across FCA, CBI, JFSC, GFSC, and EU requirements. Close gaps consistently across jurisdictions instead of piecemeal.

Defensible product governance coverage

You verify your product oversight procedures against regulatory requirements and get drafted improvements where gaps exist. Regulators ask about target market assessments and distribution controls. Your coverage is defensible and auditable.

Stronger broker-ready procedures

Your compliance team reviews and approves AI-drafted improvements. The result is stronger procedures for broking teams, claims handlers, and placement specialists: clear, operational, and governed.

Prove it in 4–8 weeks

Start with conduct, product governance, or AML/CFT. You upload your procedures, review the gaps and drafted improvements, and get back defensible compliance coverage with a full audit trail.

Pilot delivers
  • ✓ Gap analysis against verified knowledge
  • ✓ Coverage scored: Comprehensive to None
  • ✓ AI-drafted procedure improvements
  • ✓ Stronger procedures, reviewed & approved
  • ✓ Full audit trail
Success metrics
  • ✓ Compliance gaps closed
  • ✓ Coverage consistency improved
  • ✓ Procedure quality strengthened
  • ✓ Defensible coverage established
  • ✓ Full audit trail in place

Find gaps. Close them. Prove it.

See how GapSure delivers defensible compliance coverage for insurance intermediaries.