AML/CFT: the ideal starting point

AML/CFT carries the highest regulatory burden for most firms and the greatest risk from compliance gaps. It’s also where you see the strongest, most measurable results with GapSure.

Deep operational touchpoints

CDD, EDD, ongoing monitoring, suspicious activity reporting, sanctions screening. AML/CFT obligations touch onboarding, periodic reviews, and daily operations. Gaps hide in that complexity.

Expensive to review manually

A full AML Handbook review can take up to ~60 person-days based on observed data, implying £24k–£36k in internal cost. External consultants charge £2,000 for a one-off gap report or £19,200/year on retainer.

High inspection scrutiny

AML/CFT is the most inspected domain. Thematic reviews, on-site inspections, and supervisory assessments demand defensible evidence that your procedures cover the requirements.

Your AML/CFT results

You check your AML/CFT procedures against a verified regulatory knowledge base, identify compliance gaps, review AI-drafted improvements, and get back stronger procedures with a full audit trail.

Gaps identified across every AML/CFT area

You check your CDD/EDD procedures, monitoring controls, reporting processes, and sanctions procedures against verified AML/CFT requirements. Every compliance item is categorised as Comprehensive, Adequate, Partial, Insufficient, or None, so you see where the gaps are.

Gaps closed with stronger procedures

For every gap identified, you get AI-drafted improvements to review, edit, and approve. In one engagement with a Jersey-based AML regulated firm, the Head of Compliance made ~100 lines of policy changes, producing stronger procedures ready for inspection.

Defensible compliance coverage

In one section of a Jersey-based AML regulated firm, “Insufficient” compliance items dropped from 25.7% to 5.3%. “Comprehensive” items increased from 35.4% to 45.7%. Average compliance coverage improved from 61.7% to 74.9%. These are observed results from a single GapSure engagement.

Full audit trail of every change

Every gap identified, every AI-drafted improvement, every review and approval by your compliance team: recorded with timestamps. The regulator asks what you did to strengthen your AML/CFT coverage. The answer is documented and defensible.

Observed results

Results from a single GapSure engagement with a Jersey-based AML regulated firm, covering one section of their AML/CFT Handbook.

“Insufficient” items

25.7% → 5.3%

Compliance items categorised as “Insufficient” dropped by 80% after the Head of Compliance reviewed and approved the suggested improvements.

“Comprehensive” items

35.4% → 45.7%

The proportion of compliance items at the highest coverage category increased by more than 10 percentage points through collaborative improvement.

Average compliance coverage

61.7% → 74.9%

Overall compliance coverage improved by over 13 percentage points, a measurable shift toward defensible coverage across the section.

Head of Compliance involvement

~100 lines of policy changes

GapSure drafted the improvements. The Head of Compliance reviewed, edited, and approved them, ensuring the firm’s voice and judgement shaped every change.

Based on observed data, a full AML Handbook review could take up to ~60 person-days, implying £24k–£36k in internal cost. A regulatory consultant charges £2,000 for a one-off report or £19,200/year on retainer. You get a report. Your procedures stay the same.

Start with AML/CFT

The highest-impact domain. Find gaps. Close them. Prove it.